The financier is all about the profession. Why successful people choose the profession of financier

Specialists in the field of financial science are representatives of a prestigious and very complex profession. Financiers deal with an important part of any person’s life – money. That is why they must be real experts in financial and monetary transactions.

Profession financier included in the ranking of the most sought-after specialties of our time. Workers in this field of activity are highly valued in any country.

This is not surprising, since any commercial or state enterprise, from small to large, pursues one goal - to make a profit. And financiers are directly involved in this.

Profession financier - personal qualities and requirements

Although profession financier is very prestigious, not many school graduates decide to try their hand at this field. After all, to do this you need to have considerable ambitions and considerable mental abilities.

First of all, a financier is a specialist who is well versed in politics and economics, knows how to manage money and knows how to increase capital. He will have to be responsible for the company’s investments and real estate, and competently compare the possible income and risks from each decision. All this requires vast experience and good basic knowledge. And you need to start preparing for a successful career from school.

Scope of activity of a financier

Financiers can work in various departments, enterprises, private companies and government agencies. These could be banks, stock exchanges, investment funds, financial institutions, etc. At the same time, specialists in this field are expected not only to be able to, as they say, “count money,” but also to have good diplomacy.

IN profession financier There are the following areas of activity:

Financial and credit;

Investment;

Insurance e;

Fiscal e;

Normative and methodological;

Foreign economic.

Financiers are involved in drawing up financial estimates and reports, conducting trade and stock exchange operations, taxation, analyzing financial documents, etc. In Russia, this specialty has become in demand and prestigious relatively recently. For example, in the early 90s. companies made do with only accountants. But in Lately talented and promising financiers are in great demand.

That is why the popularity of the profession is gradually growing. Every year more and more young people find their calling in financial sector. But in order to enter one of the prestigious universities that produce specialists in this field, you need to prepare well. A competent choice of professional tutors is the first step towards success in your chosen activity. And it will help you with this online tutoring service website.

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Details

An economist is about money, and so is a financier. Is there a difference between them? What is the difference between an economist and a financier in general and in particular? Let's find out.

Let's start with the fact that economics is the science of competent housekeeping. This science is also applicable to control, analyze and manage your personal resources - salary, household, etc. In general, economics is a very necessary thing for any type of economic activity.

And that is why, thanks to its applied properties, usefulness and demand in many areas, it is very popular among young people as a profession that they want to get. For many years, economists have been among the top most popular professions among applicants. When entering a university, many people think about which department to choose.

Now there are many options for possible specializations. The question arises as to how they differ from each other. For example, what is the difference between an economist and a financier? Which faculty is better to enroll in – Economics or, say, Finance and Credit? Will the scope of activity of such specialists differ?

Who is an economist?

Economists deal with economics at an enterprise. These are specialists in the field of planning, analysis and management of financial and production activities organizations. Their responsibilities include economic analysis all necessary indicators, budget planning, calculation of production costs and the effectiveness of planned changes and innovations, strategic work to improve the efficiency of the enterprise. An economist prepares data, processes it, and stores economic information.

Who is a financier?

The financier is responsible at the enterprise for everything related to the conduct and execution of financial transactions, the most optimal and efficient distribution of financial resources, profitable and competent investment of working capital. financial resources enterprises. Also, financiers are those who are engaged in the professional management of capital, their own, attracted or the capital of the employer company.

Differences between an economist and a financier

What these two professions have in common is that both an economist and a financier work with cash flows. What distinguishes an economist from a financier is the financier’s more specific work with finance. A financier is a practitioner, he looks for ways to increase existing capital, he directs them, invests them, analyzes their movement, draws up a budget, and invests assets. The more income the money brings, the better the financier works.

An economist is more of a theorist; he analyzes economic information, develops measures aimed at increasing production efficiency, more competent organization of labor, reducing losses and unnecessary expenses.

If we say in one sentence what is the difference between an economist and a financier, then we can formulate it like this. An economist analyzes data from various economic activities of a company, and a financier looks for ways and opportunities for successful investment of funds, and also manages financial flows.

How else does an economist differ from a financier?

It is worth adding that the effectiveness of an economist’s work can only be assessed in the long term, using qualitative indicators. And you can evaluate how effectively a financier works at any time and for any period, based on quantitative indicators.

What exactly an economist does not differ from a financier is that in order to become first or second, you need to get higher education. Although, of course, this is not always the case. A young specialist can begin his career while already studying in his senior year at a university. It's best to choose prestigious university with a good reputation, since in the world of finance reputation means a lot to a graduate of a well-known university with good rating and a solid history will make it easier to find a job.

It is best to choose educational institutions for which economics is a core discipline, such as REU. G.V. Plekhanov or graduate School economy, or state universities and institutes, education in which is also an unconditional sign of quality, such as Moscow State University. M.V. Lomonosov or MGIMO.

To enter such universities, you will have to put in a lot of effort, but it will pay off in the future. After all, an economics diploma received, for example, from MGIMO is much more prestigious than an economics diploma received, say, from the Agricultural Academy.

Of course, this is true if you plan to build a career in the world of finance and economics. If you plan to work in a certain industry National economy, then it will be more convenient to enroll in a non-core university that specializes in training personnel in this industry.

Well, in conclusion, it is worth mentioning what is the difference between an economist and a financier, besides all of the above. An economist can work in almost any field and at any enterprise. The scope of application of one’s talents for a financier is more limited, but at the same time, it allows one to achieve major successes.

The profession of a financier is included in the list of the most preferred professions among applicants. The ultimate desire of every company is to make a profit. As a result, the demand for these specialists is growing every day.

Decades ago this position in countries post-Soviet space It hasn't happened yet. Employers increased their capital by relying on accountants and economists. Today, the initiative is in the hands of financial specialists who competently distribute the company’s forces and, as a result, maintain its high positions, despite competitors, and create fruitful ways to increase capital.

The tool of these specialists is finance; using this tool, specialists achieve results in increasing the fortune of a company or individual. Focusing on the political and economic sector, understanding current cash flows, they invest securities in various objects, projects, buildings. Their task is to coordinate current cash flows, commodity-money relations of the enterprise, forecasting future revenue, as well as finding possible risks, dangers and their elimination. They control the financial and economic processes of the institution in which they work, plan them and take the organization to a new level.